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Home Intelligence Report

October 2026

123 Main St, Austin · Generated November 1, 2026

Executive summary

Your home gained $6,200 in estimated value this month, driven by three nearby comp sales and a clean roof inspection. Systems and Safety scores improved, but the electrical panel flagged an aging breaker that should be replaced before winter. YTD upgrade ROI is tracking $2,400 ahead of last year.

Value

$6,200

+1.3%

Equity

$4,100

+2.2%

Home Score

+3

vs last month

ROI (YTD)

$14,800

upgrades + equity

Value & equity — 12 months

Annotated with services, comps, and inspections.

Current

$482,300

12-mo

+10.1%

Estimated valueEquityEvent marker

Home Score breakdown

82/100

Up +3 this month

Structure88/100

Roof passed inspection; foundation stable.

Systems74/100

HVAC healthy; electrical panel aging.

Safety86/100

Smoke detectors overdue on 1 of 4 units.

Curb Appeal79/100

South-facing trim showing UV wear.

Zone health

Current status across your four core systems.

roof

Healthy

Passed October inspection. ~8 years of useful life remaining.

hvac

Watch

Last service was 10+ months ago. Book pre-winter tune-up.

waterHeater

Healthy

Status normal.

electrical

Action needed

Main breaker tripping intermittently. Replace before winter load.

Market context

78704 · within 1 mile of your home

Median $/sqft

$312

90-day trend

+2.1%

Active listings

14

Recent saleSold$/sqftvs yours
312 Elm St$498,000$318+3.3%
509 Willow Ln$475,000$305-1.5%
128 Pecan Dr$486,000$314+0.8%

Maintenance activity

Everything logged this month.

  1. 4

    Roof inspection

    $185

    SunPeak Roofing · passed

    Done
  2. 12

    HVAC filter replaced

    $42

    Logged manually

    External
  3. 19

    Plumbing request

    BluePipe Plumbing · scheduled

    In progress
  4. 27

    Gutter clean

    $160

    Evergreen Landscaping

    Done

Spend

This month$387
Year to date$3,140
Projected annual$3,820
Tracking $2,400 under budget

Compared to homes of similar age in your ZIP.

Recommended next actions

Prioritized from your home profile and this month's diagnostics.

Urgent$600–$1,200

Replace aging electrical panel breaker

October diagnostic flagged intermittent trip on the main 200A breaker. Risk of fault before winter load.

Payoff: Avoids ~$4,800 in outage / appliance damage risk.

Request quote
This month$180–$260

Schedule HVAC winter tune-up

Last service was in January. Pre-season tune-ups extend compressor life by 2–3 years.

Payoff: Est. +$1,200 lifetime value on unit.

Request quote
This month$35–$70

Replace overdue smoke detector

Kitchen unit is past its 10-year replacement date. Required by Austin code.

Payoff: Insurance compliance + safety.

Learn more
Plan ahead$0–$2,400

Refinance check — rates dropped 0.4%

Current market rate 5.85% vs your 6.25%. Breakeven ~14 months at current balance.

Payoff: Est. $92/mo savings.

Request quote
Plan ahead$900–$1,400

Repaint south-facing trim

UV wear detected in Curb Appeal scan. Best window: March–April.

Payoff: Protects siding + adds ~$3,000 perceived value.

Request quote

10-year projection

Assumes 3.5% market growth and steady equity paydown.

Score → 91 with recommended actions

Generated using your home profile, service history, and public market data. All figures are estimates and not appraisals or financial advice.